The number one criteria for getting approved for funding is having a good personal credit score of 700+ with no derogatory marks, no late payments in the last 12 months, utilization below 30% and less than 3 opened accounts in the last 6 months. Even with a brand new business or no revenues, its possible to get funded when you have good personal credit scores.

If your credit profile isn't quite optimal for getting approved, we can fix that!

This is not done for you, This is a done with you service. There are simply things that need to be done that we cannot do for you. We cannot open checking accounts in your name (which may be required by some banks for best approvals), and if we were to fill out applications online using our IP addresses instead of yours, we run the risk of those applications getting flagged and getting denied. Everything that we CAN do, we will do, we will connect you with our bankers and map out your funding plan, but there are a few things that will take less than 1 hour a week of your time to get the process moving forward.

We only help our clients acquire the highest quality funding a business can get: 0% business credit cards and bank issued business term loans, and business lines of credit.

We will never recommend predatory business loans that drain business owners of their hard earned money such as: invoice factoring and merchant cash advances.

Yes, We work with all our clients until they get funded, period. We will continue to assist you in navigating every obstacle until your business meets its funding goals.

Depending on where you currently stand as far as your personal credit profile and business credit profile you can receive funds as quickly as a few business days or a week or two.

Depending on the type of funding, some funds are instantly made available online with a virtual card, others you can receive funds as quickly as 24 hours to 7-10 days after approval.

Many funding options do not require any documents however other funding tools and institutions may require documents. Typically these would include recent bank statements, business tax returns, financial statements, and a copy of your driver’s license.

The amount of funding you can qualify for depends on several factors, including your business’s revenue, creditworthiness, and the type of funding you are seeking. 

Typically the minimum amount of funding is $50,000 and can be as much as $250,000 or more.

Interest rates and fees vary based on the funding product, we aim to get our clients the highest quality 0% business funding, business term loans and business lines of credit at prime rate. We provide transparent information regarding our fees and will discuss these details with you during the consultation process.

Yes, the funds can typically be used for a wide range of business purposes, including working capital, advertising funds inventory purchases, expansion, marketing, real estate, and more.

Yes, we offer funding options for startups, although eligibility may depend on the specific funding product and the business’s overall profile.